Cheap Motor Insurance .com

Specialists in finding you cheap motor insurance

Admiral Car Insurance Quote
Main Menu
  o  Car Insurance
  o  Womens Car Insurance
  o  Young Drivers
  o  Performance Cars
  o  Classic Car Cover
  o  Van Insurance
  o  Motorbike Insurance
  o  Taxi / Minicab Cover
  o  Caravan and
      Motorhome Insurance
  o  Vehicle Breakdown Cover
Useful Information
  o  Car Security
  o  Tips to Reduce your
  o  Glossary / Jargon
  o  Types of Car Insurance
  o  Route Planner
  o  Satellite Navigation
Quick Comparison Links
  o  Bike Insurance
  o  Car Insurance
  o  Caravan Insurance
  o  Campervan Insurance
  o  Limo Insurance
  o  Minibus Insurance
  o  Motorhome Insurance
  o  Van Insurance
  o  Taxi Insurance
  o  Breakdown Insurance
Financial Resources
  o  Savings
  o  Personal Loans
  o  Mortgages
  o  Credit Card
Other Insurance
  o  Travel Insurance
  o  Home Insurance
  o  Pet Insurance

   Young Driver Car Insurance Comparison

If you are looking for a great deal on your first car insurance policy as a new young driver, then in three simple steps you can find and compare quotes from over 100 car insurance providers.

Car insurance for young drivers can be prohibitively expensive and so now it is most important to do your homework and compare prices to find the best deal which could save you hundreds of pounds.

Quotezone | Compare Car Insurance Quotes for Women In Mind

In order to legally use a motor vehicle on a public road you must be in possession of a valid policy of insurance covering your use of the vehicle. Failure to do so is a serious offence that may result in a heavy fine, driving disqualification and imprisonment.

There are three main types of motor insurance policy: Third Party Only, Third Party Fire & Theft and finally, fully Comprehensive insurance. There are over a hundred companies in the UK offering insurance so there is no excuse to run the risk of driving whilst uninsured.

Results of Research into Young Drivers

Insurance companies base the cost of their insurance policies on statistical information and the history of claims made by individuals and social groups. A person living in the UK can legally drive a motor car on the country's highways from the age of 17. Driving insurance policies for young drivers between the ages of 17 and 25 can seem to be frightening expensive, but consider the facts. Government statistical surveys indicate that:

  • Although inexperienced as drivers, young people are prepared to take more life-threatening risks than other drivers. This is reflected by the fact that nationally, a quarter of all drivers killed as a result of a road accident are below the age of 25. In fact, on average two young drivers under the age of 25 will die each day in a crash caused in many cases from a combination of speed, recklessness, intoxication or simply inexperience.
  • Young drivers admit to being more prepared to run the risk of driving the morning after a night consuming alcohol in significant quantities than their older counterparts.
  • They are also nearly twice as likely to have driven after using illegal drugs than older drivers.
  • Young drivers admit to being more likely to drive at excessive and illegal speeds.
  • Young drivers are more likely to talk on a mobile phone while driving than other drivers.

Can you reduce the cost of insurance when a young driver?

All these and other factors serve to make young drivers the most vulnerable group of road users and therefore more of a risk to insure. There are however ways of legally reducing the cost for young drivers of insuring a car on the road.

  • Take the pass plus driving course. This will provide valuable experience in skills such as motorway driving, night driving and driving in poor weather conditions. This is taken into account by the policy provider and the costs are reduced accordingly.
  • If possible don't attempt to buy a car until you have at a least a year's claim free driving history.
  • When you do buy a car, ensure that it is not too flashy and that it is unmodified. The more expensive and powerful the more expensive and difficult it is to insure.
  • Purchase your car insurance online as an increasing number of companies offer discounted premiums to online customers.
  • Decide how many miles you wish to drive each year as you can obtain discounts of up to 15 per cent on premium costs if your stated mileage is low.
  • Finally, do shop around. Get quotes from as many insurance companies as possible, but be prepared to answer a lot of questions.
Sponsored Links
Home | About Us | Contact Us | is a trading name of Grovelawn Limited. Registered Address: 98 Station Road, Sidcup, Kent, DA15 7BY.